We asked 4 AI models to recommend the top robo advisors for automated investing. Here's what GPT-4.1, Gemini, Grok, and Llama agree on.
🏆 AI Consensus Winner: Betterment — recommended by 3/4 models
🟡 AI Confidence: MEDIUM
AI Consensus
These products were recommended by multiple AI models:
- Betterment
- Wealthfront
- Schwab Intelligent Portfolios
- Vanguard Personal Advisor Services
- Vanguard Digital Advisor
What Each AI Recommends
| Rank | GPT-4.1 | Gemini | Grok | Llama |
|---|---|---|---|---|
| 1 | Betterment | Vanguard Digital Advisor | Betterment | Betterment |
| 2 | Wealthfront | Fidelity Go | Wealthfront | Wealthfront |
| 3 | Schwab Intelligent Portfolios | Schwab Intelligent Portfolios | Vanguard Digital Advisor | Schwab Intelligent Portfolios |
| 4 | Vanguard Personal Advisor Services | Betterment | Schwab Intelligent Portfolios | Vanguard Personal Advisor Services |
| 5 | M1 Finance | Wealthfront | Fidelity Go | Fidelity Go |
Best For Your Needs
- Best overall: Betterment
- Best free option: Wealthfront
- Best for small teams: Schwab Intelligent Portfolios
- Best for enterprises: Betterment
Methodology
We asked each AI model: "What are the Top Robo Advisors For Automated Investing? List your top 5 recommendations."
Models used: GPT-4.1 Nano (OpenAI), Gemini 2.5 Flash (Google), Grok 4.1 Fast (xAI), Llama 4 Scout (Meta). No web search was enabled — these are pure AI opinions based on training data.
The "AI Consensus" shows products mentioned by 2 or more models. The winner is the product that appears most frequently in the #1 position.